It’s almost spring and it’s the perfect time to start shopping around for a loan even if you have bad credit. For most people their home is the best place to look for spare money – even if they have bad credit. During the spring most families look to do remodeling, yard work, or a variety of other things that require substantial money to complete. If you have bad credit, you really just need to look around a little bit longer. There are plenty of loan programs out there for people of all credit types and you’ll be pleasantly surprised how many lenders there are for people with less than perfect credit scores.