Many people wonder if they’ll find a lender due to their bad credit score, but the reality is that lenders will still compete to provide you with a loan. Most people with bad credit will improve their credit scores over time and lenders know this – they’re hoping you’ll remain a client of theirs and will give you even better rates if you stay with them. It just takes a short while…and always making your payments on time until your credit improves is a sure way to show your good intentions.