Someone with bad credit can work with a credit counselor or directly with lenders to find these types of loans. Bad credit lenders can be contacted without an outside source, but a person stands a better chance of finding affordable rates if they use a professional service or counselor. Counselors can even suggest a variety of ways to bring your credit score up a few points in a short amount of time to help get a better loan. If your credit is so bad that nobody wants to work with you, your only option might be a subprime lender. Subprime loans tend to have very high interest rates and it will most likely require a person to put their home up as collateral. Depending on your situation, you might be better off without a subprime loan due to the excessive requirements. There are many options – be sure you fully understand what you’re getting into.<\/p>\n","protected":false},"excerpt":{"rendered":"
Someone with bad credit can work with a credit counselor or directly with lenders to find these types of loans. Bad credit lenders can be contacted without an outside source, but a person stands a better chance of finding affordable rates if they use a professional service or counselor. Counselors can even suggest a variety of ways to\u2026 Read More »<\/a><\/span><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[29,8],"tags":[6,5],"class_list":["post-44","post","type-post","status-publish","format-standard","hentry","category-bad-credit","category-equity-loan","tag-bad-credit-equity-loan","tag-bad-credit-loan"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t