{"id":151,"date":"2017-03-16T15:41:06","date_gmt":"2017-03-16T15:41:06","guid":{"rendered":"http:\/\/badcreditequityloan.com\/blog\/?p=151"},"modified":"2017-03-16T15:41:06","modified_gmt":"2017-03-16T15:41:06","slug":"how-to-get-a-loan-with-bad-credit","status":"publish","type":"post","link":"http:\/\/badcreditequityloan.com\/blog\/how-to-get-a-loan-with-bad-credit.html","title":{"rendered":"How To Get A Loan With Bad Credit"},"content":{"rendered":"

I think most people at one point or another wonder How To Get A Loan With Bad Credit. There are times when it would seem impossible to find a lender that would give you a loan with bad credit. You can almost always find a lender to provide a loan to you regardless of your bad credit.<\/p>\n

Let’s have a reality check – it will be almost impossible if you have a recent bankruptcy or pending collections. Beyond these two items you should be able to find a loan that can help you out when you need it most. The one main drawback is that you will be paying substantially more in loan interest than anyone else. Sometimes you’ll find that your loan interest rate is the state maximum, which can be 28% or higher.<\/p>\n

How To Get A Loan With Bad Credit<\/h3>\n

These are the basic steps you’ll need to deal with before you even consider looking.<\/p>\n

    \n
  1. Check your credit report to be sure that you actually have bad credit.\u00a0 You also need to look for collection notices on your account.\u00a0 If you see any, be sure that they’re valid.<\/li>\n
  2. Are you behind on any credit card more than 3 months?\u00a0 If so, this will dramatically affect your chances of getting a loan with bad credit.<\/li>\n
  3. Have you declared bankruptcy in the past 7-10 years?\u00a0 If so, this too will decrease your chances.<\/li>\n
  4. Do you own a house or condo?\u00a0 If so, this can help you – especially if you have equity in your house or condo.<\/li>\n
  5. Do you have a 401k retirement plan with money in it?\u00a0 If so, this might be an option to pull money out of.\u00a0 The drawback is that you get severely penalized.<\/li>\n
  6. Do you have a whole life insurance policy?\u00a0 If so, there might be money in this that you can access.<\/li>\n<\/ol>\n

    I hope that this article helps you when you’re wondering how to get a loan with bad credit.<\/p>\n","protected":false},"excerpt":{"rendered":"

    I think most people at one point or another wonder How To Get A Loan With Bad Credit. There are times when it would seem impossible to find a lender that would give you a loan with bad credit. You can almost always find a lender to provide a loan to you regardless of your bad credit. Let’s\u2026 Read More »<\/a><\/span><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[29,32,8],"tags":[4,6,5],"class_list":["post-151","post","type-post","status-publish","format-standard","hentry","category-bad-credit","category-bad-credit-equity-loan","category-equity-loan","tag-bad-credit","tag-bad-credit-equity-loan","tag-bad-credit-loan"],"aioseo_notices":[],"_links":{"self":[{"href":"http:\/\/badcreditequityloan.com\/blog\/wp-json\/wp\/v2\/posts\/151","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/badcreditequityloan.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/badcreditequityloan.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/badcreditequityloan.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/badcreditequityloan.com\/blog\/wp-json\/wp\/v2\/comments?post=151"}],"version-history":[{"count":1,"href":"http:\/\/badcreditequityloan.com\/blog\/wp-json\/wp\/v2\/posts\/151\/revisions"}],"predecessor-version":[{"id":152,"href":"http:\/\/badcreditequityloan.com\/blog\/wp-json\/wp\/v2\/posts\/151\/revisions\/152"}],"wp:attachment":[{"href":"http:\/\/badcreditequityloan.com\/blog\/wp-json\/wp\/v2\/media?parent=151"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/badcreditequityloan.com\/blog\/wp-json\/wp\/v2\/categories?post=151"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/badcreditequityloan.com\/blog\/wp-json\/wp\/v2\/tags?post=151"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}