Bad credit got you down?

Don’t even think twice about it – you’re not alone!  You can still get a loan without great credit and your house is the best way since it’s great collateral and lenders love it. The summer is winding down and so are the interest rates, so it’s definitely time to apply for a loan.

Did you get an adjustable rate mortgage?

If so, depending on the type of adjustable rate mortgage you might be in for a shock soon. If it’s been 3, 5, or 7 years, then your rate will increase based on what it follows and the maximum cap per year. It’s actually alright in most cases since you were paying far less for quite some time,… Read More »